COVID-19 and Personal Insurance
Over the last month, we have all adapted in ways we wouldn’t have expected or planned. A couple of these adaptations may include working from home or picking up a delivery job to assist a local store or restaurant. If you can relate to one of these, did you know your home or auto insurance policy may need to be changed to cover these exposures?
Human Resource Services Now Available!
Henriott Group, Inc. has brought The Human Element LLC, a startup Human Resource Practice, into our portfolio of client services. Juanita Ribnek started The Human Element after recognizing that a significant gap existed in the marketplace for professional HR services, especially at this time where talent is in such high demand.
COVID-19 Breaking Down the Game
The classification of your employees may very well change to survive the “shelter in place” and “social distancing” restrictions that require a business model change. For example your office worker or clerical employee is all of a sudden pinch hitting as a delivery person…the current class codes on your workers compensation policies may need to be amended.
COVID-19 What Are You Doing?
I am sitting at my dining room table attempting to the best of my ability to work at home. Trying to feel like I am being, at least, somewhat productive. Trying to give myself a feeling of having a little control. It’s not working all that well, but, like almost all of us, I will adapt to this new normal.
Your Benefits During COVID-19
Many of our employer companies are working quickly to keep their employees safe in response to the novel coronavirus outbreak. Employers and employees are concerned and looking for guidance and any resources available. Along with State and Federal government, health insurance and ancillary benefit carriers are reacting to needs and providing support to clients and insured members.
Risk Management & Coronavirus
Appropriately so, you can’t turn anywhere without being confronted by this new threat to our personal well being as well as to our economic well being. We are being advised by the CDC, our state and local governments and our industry trade groups to do all we can to contain the spread of this virus. The virus is doing exactly what that virus should do but are we?
The future impact of COVID-19
My Mom and Dad both lived through the Great Depression. Obviously, I know this because of the year they were born but also in other less direct ways. They were deeply impacted by the trauma of that time and it impacted the rest of their lives in ways they probably didn’t even realize. One of the ways was my Dad’s aversion to debt. In the course of his life he took out a mortgage loan to build their house, but he paid that mortgage off years before the loan expired. He simply was uneasy about owing money to anyone.
COVID-19 and Your Business
Wow, what unprecedented times we are encountering. As seen in the flood of correspondence happening every day, each and every business has a put together their own unique plan to accommodate the safety of their employees, clients and in many cases have been forced to change their business model to adapt to today’s environment.
Rev Up Your Risk Management
“If you always do what you’ve always done, you’ll always get what you’ve always got.” That’s what that famous industrial Henry Ford once said. Fortunately for the auto-buying public and his own wealth, he continually investigated possibilities and held himself accountable for the results. If he hadn’t, we might be driving Model Ts instead a Fusion or F-Series truck. The same can happen when it comes to insurance coverage. Ponder this Model T-style way of how some handle their insurance and risk management.