Personal Cyber Coverage Insurance
Today’s society has grown increasingly digital in nature, with many individuals leveraging smart devices within their daily lives. Although this technology can offer various benefits, it can also make individuals more susceptible to cybercrime. Such incidents have steadily become more common and costly. In fact, the FBI reported receiving more than 800,000 complaints regarding cybercrimes in the past year, totaling $4.2 billion in overall expenses.
Zach Finn Joins Henriott Group
Henriott Group, Inc. is proud to announce and welcome Zachary Finn as the agency’s Director of Risk Management. Zach will be responsible for risk management client education, industry vertical risk management solutions, client engagement, and making sophisticated risk management more mainstream.
Client Focused. Results Driven.
There is nothing that our Team at Henriott Group enjoys any more than telling our clients, in a time of need, that their claim is covered by their insurance program. That is why we do what we do, hence our vision statement, to “Provide certainty in an uncertain world”. When we can share good news in difficult times, we are fulfilling our pledge to be Client Focused and Results Driven.
COVID-19 and Personal Insurance
Over the last month, we have all adapted in ways we wouldn’t have expected or planned. A couple of these adaptations may include working from home or picking up a delivery job to assist a local store or restaurant. If you can relate to one of these, did you know your home or auto insurance policy may need to be changed to cover these exposures?
“It’s not covered…”
Reading your insurance contact and not finding coverage for a loss- hearing from one of our insurance carrier partners that there is no coverage for your claim- relaying that unpleasant news to you, our client, is just about as bad as it gets for us. We are in the business of delivering good news- good results for our clients- not bad news.
Human Resource Services Now Available!
Henriott Group, Inc. has brought The Human Element LLC, a startup Human Resource Practice, into our portfolio of client services. Juanita Ribnek started The Human Element after recognizing that a significant gap existed in the marketplace for professional HR services, especially at this time where talent is in such high demand.
COVID-19 Breaking Down the Game
The classification of your employees may very well change to survive the “shelter in place” and “social distancing” restrictions that require a business model change. For example your office worker or clerical employee is all of a sudden pinch hitting as a delivery person…the current class codes on your workers compensation policies may need to be amended.
Is the Insurance Industry at it Again? Part 1
Without getting into the weeds too deep, I thought I may be a good time to remind ourselves what insurance is and what it is not. So, let’s start with the basic idea- Insurance is the sharing of risk- the idea is that when events are unforeseen and accidental, the financially negative impact of those occurrences could be shared by all those that face similar exposure to the same kind of loss.
COVID-19 What Are You Doing?
I am sitting at my dining room table attempting to the best of my ability to work at home. Trying to feel like I am being, at least, somewhat productive. Trying to give myself a feeling of having a little control. It’s not working all that well, but, like almost all of us, I will adapt to this new normal.
Risk Management & Coronavirus
Appropriately so, you can’t turn anywhere without being confronted by this new threat to our personal well being as well as to our economic well being. We are being advised by the CDC, our state and local governments and our industry trade groups to do all we can to contain the spread of this virus. The virus is doing exactly what that virus should do but are we?